Our People

We are ready to help you with your employee benefits needs.

Betsy Vascil, SGS


Betsy has been in the employee benefits arena for over 30 years.  In 2004, she began her association with Navigation Financial Group as a resource for their clients with employee benefits needs.  In 2009, she opened Betsy S. Vascil & Associates, while still partnering with Navigation Financial Group.

Betsy has extensive experience with both the broker and carrier sides of the employee benefits section of the insurance industry.  After receiving her BS in education from Southwestern University, she became a Texas General Lines Agent.  She has a proven track record in effectively evaluating customers’ benefit programs and strategizing with clients to develop a package that meets their multi-faceted needs.  As your broker, you will find that she works hard for her clients.  Her commitment to her clients entails working with them in developing effective communication pieces, conducting clear and concise enrollment meetings, providing legislative updates and compliance support, settling claim discrepancies, and resolving any of the complex claims and service issues that surround a client’s employee benefits programs.

Betsy is a lifetime member of the National Association of Health Underwriters Leading Producers Round Table.  She has earned the Small Group Certification for agents in the State of Texas, and has received her Group Benefits Associates designation from The International Foundation of Employee Benefit Plans and The Wharton School of The University of Pennsylvania.  This is a specialty designation that focuses on healthcare and other group benefits. 

In 2022, Betsy was honored to be listed as one of the top 3 insurance agents, as well as insurance companies in The Dallas Morning News Best In DFW People’s Choice publication.

Betsy lives in Frisco with her husband, John.  She enjoys being active in her community and her church, and she loves going to the beach any chance she gets!

Elisa Silva


As an account manager, Elisa serves as the liaison between the client and the insurance carriers.    Elisa is a customer service-focused professional who has been in the employee group health insurance industry for almost three decades. She excels at simplifying complex plan analysis, resolving billing and claim issues, and educating members through enrollment paperwork and the renewal processes.

Elisa is a dedicated professional who enjoys learning about benefits and funding methods and incorporating this knowledge into her daily work.  She enjoys cultivating relationships with carrier and client contacts and strives to make each interaction a positive one.  In fact, she relies on her positive relationships to help resolve issues that may come up, such as billing and claims challenges, or inquiries about benefit plans.

In her free time, Elisa enjoys the symphony, going for long walks in local parks, bird watching, and spending time with her two spoiled fur babies, Rocky and LuLu.