Controlling Costs While Maintaining Competitiveness

As a business owner, you probably care deeply for your employees and like to provide them with a comprehensive, tailor fit employee benefit program to fit their needs. But you also run a business and have to remain focused on the bottom line. If you’re like many other business owners, you struggle with maintaining an equitable balance. At Betsy S. Vascil & Associates, Inc., we can help.

Read here for a case study on how we handled a situation like this for one of our clients.



How Does Your Broker Compare

Perhaps you’ve been with the same benefits consultant for many years now. You may think you are receiving an adequate level of advice and service, but how would you know? Have you compared the services and expertise and track records of other local agencies? Maybe now is a good time to test the market.

Read here for a case study on how we handled a situation like this for one of our clients.



A Voluntary Benefits Strategy

If you’re like many business owners, you are probably looking for ways to trim your employee benefits budget without creating a significant hardship for your employees. You’ve probably already raised deductibles and copays, implemented a High Deductible Health Program coupled with an HSA and maybe even integrated a wellness program…but you’re still looking for additional ways to save. What else can you do?

Read here for a case study on how we handled a situation like this for one of our clients



Negotiating For A Better Renewal

Many times, a business owner will simply accept a renewal from their insurance carrier with no questions asked. Although there is no guarantee, it never hurts to question a renewal and try to negotiate some relief with the carrier. The rates are rarely set in stone and for all but the smallest groups, a carrier may be willing to reconsider if approached properly.

Read here for a case study on how we handled a situation like this for one of our clients.